wildfire insurance
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With Climate Impacts Growing, Insurance Companies Face Big Challenges
As natural disasters become more frequent and more costly, the struggling insurance market could affect the entire economy. To weather the storms ahead, insurers will need to make some changes.
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Warming Climate Could Make Wildfire-Prone Homes Uninsurable
As insurers begin to account for climate change in their wildfire risk models, premiums in scorched areas could skyrocket.

COP31, the 2026 United Nations Climate Change Conference, aims to advance dialogue, strengthen consensus, and accelerate climate action on a global scale. From November 9–20, 2026 in Antalya, Türkiye, heads of state, ministers, scientists, business leaders, and civil society will gather to advance efforts in emission targets, climate finance, and adaptation and resilience. Once again, our experts, students, and global thought leaders from Columbia Climate School and across Columbia University are contributing to key events, sharing insights, and helping shape the dialogue toward ambitious, science-based solutions. Learn More
